With a single, 1 card set, you are unable to setup an access code for enhanced security. It's similar to a bank card without a payment PIN; anyone who gets hold of your card can easily access your funds. Therefore, we strongly recommend opting for a 2 or 3 card set.

Opting for a 3-card set offers higher security compared to a 2-card set, especially when it comes to recovering your access code. If one card -is lost or stolen, you can still access your wallet as long as you remember the access code for the remaining card(s). However, if you lose a card and forget the access code for the other card(s), the third card becomes essential for recovering your access code, as the process requires two cards to complete. Hence, we strongly recommend choosing the 3-card set for added security.